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operations. Whitman joined Texas Trust in 2006 and was tasked with overhauling its mortgage lending operation. He developed and implemented a long term strategic plan to restructure the mortgage lending operation to improve efficiencies and expand the portfolio in order to compete. With more than 50 percent of its production being home equity loans, Texas Trust identified market needs and began marketing more than 100 different first and second lien mortgage choices. The credit union also began investing in marketing its mortgage products in order to drive awareness and increase volume. Texas Trust's strategy has paid off, as it has become the largest credit union mortgage lender in north Texas, according to the Dallas Business Journal.

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Adidas Stan Smith Adicolor 3m

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Adidas Stan Smith Adicolor 3m

to $25,000 to the North Texas Food Bank. For every pound of food donated between November 1 and November 19 at its branches or online, Texas Trust will donate $1. Since each donated dollar can buy three meals, the cash donat. Adidas Stan Smith Leopard 36

"His keen understanding of the market gave us the ability to grow our mortgage portfolio and kept us in the black even during the housing meltdown. "To commemorate its 75th anniversary, Texas Trust Credit Union has pledged to give up Adidas Stan Smith Black And Leopard

the CUNA Lending Council, recognize credit unions that generate outstanding lending results through stable, sustainable Adidas Stan Smith Weave Navy

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Adidas Stan Smith Adicolor 3m

Member penetration for mortgage lending has gone from two percent to 15 percent. Texas Trust's mortgage operation generated interest income of more than $7 million and fee income of more than $1 million in 2012. "Being recognized with an Excellence in Lending Award validates all the effort a credit union puts into its lending program," said Bill Vogeney, Lending Council chair and EVP/Chief Lending Officer at Ent Federal Credit Union, Colorado Springs, Colo. "Texas Trust's success in mortgage lending Adidas Stan Smith Adicolor 3m is a testament to the value they bring members in the communities they serve. ""Richard and his team have completely transformed our mortgage lending operation," said Jim Minge, CEO of Texas Trust Credit Union.

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